Payments & Fintech
Powering frictionless transactions with contactless payments, self-service, and store management solutions
Payments today have become woven seamlessly into our daily routines. They are everywhere — and they are increasingly automated and integrated across both retail and corporate customer journeys, with new players in the emerging fintech space driving the integration of proprietary payments hardware.
For over 20 years, Jabil has collaborated with the most innovative technology companies to improve operations and transform customer experiences in the retail and digital commerce industries. We offer customers a broad bench of engineering expertise with pre-certified hardware and firmware, fast prototyping, and SDKs for iOS and Android that help reduce go-to-market hurdles, slash development times, and ease integration with existing payment applications. Built-in support for EMV, PCI, and various security certifications ensures secure, compliant operations while saving time and money.
Through partnership and investment, Jabil has built an industry leading team of payment security experts. We can handle both the complexity and certification burden on behalf of our customers, helping them to capture the opportunities of next-gen payment technology. We know how payments work.
Here’s how we do it:
Point-of-Sale Systems
Complete, custom, and integrated point-of-sale solutions fit your customer's needs and stay ahead of the POS evolution.
- Agile, flexible in-store experiences with register, scanner, and printer options, plus decorative plastics expertise.
- Android-based POS and Microsoft POS system design, leveraging open-source platforms and APIs for seamless integration.
- Multi-geo configure-to-order (CTO) deployment for global banks, hospitality, and retail industry leaders.
- OEM solutions that serve as physical representations of brand identity, supporting electronic funds transfer at point of sale (EFTPOS).
- Remote management with a unified baseline code for simplified updates and maintenance
Payment and Smart Terminals
Innovative terminals, payment services, and mobile solutions for in-store, online and mobile commerce — built for next-gen payments.
- Card networks: traditional credit/debit and closed-loop support; contactless/NFC, e-wallets, QR codes, and digital wallets.
- Android POS hardening for PCI compliance, with Payment Service APIs and secure integration of sensitive data chains.
- EMV/PCI software licensing and SDKs, with full compliance to local and international standards. White-label design for fintech, acquirers, and payment processors.
- Integration of proprietary payments hardware, software, firmware, cameras, and scanning for enhanced user experience
Custom Designs and Services
Jabil enables brands to accelerate innovative payment terminals and unique user experiences through custom POS designs, pre-certified hardware, and end-to-end project management.
- Modular product design and system‑on‑module (SOM) payment architecture enable interoperable and scalable product development.
- Pre‑integrated and pre‑certified SOM solutions accelerate time to market and simplify development for technology‑native fintech companies and large financial institutions.
- Built‑in support for EMV, PCI, and key global security certifications ensures secure and compliant operations.
- Resilient supply chains and proximity to major markets are strengthened by broad engineering and design expertise.
Benefits include:
- Fully custom design and branding
- State-of-the-art technology
- Agile product development
- Compliance with PCI, EMV, and local standards
- Competitive pricing
Accelerating Your Time-to-Market
Step 1: EMV Component
Jabil offers a pre-certified hardware and platform for secure card transactions. SDKs for iOS and Android enable easy integration of existing payment applications.
Step 2: Custom Design
Leverage our end-to-end engineering services and fast prototyping for unparalleled customization of device design, color, and brand. Modular SOM-based architecture allows for parallel development of both 5G tablet devices and 4G LTE mobile terminals.
Step 3: Mass Production
As a leading electronics manufacturing services (EMS) provider, Jabil has the global footprint, PCI-compliant sites, and supply chain expertise to achieve maximum efficiency, agility, and the fastest time-to-market.
Step 4: Certifications
Jabil’s expert teams manage EMV, PCI, and other key certification processes, safeguarding users’ financial data and enabling secure, fraud-protected transactions worldwide.
Payments are Everywhere
The modern payment industry is a dynamic ecosystem, evolving rapidly as technology enables payments wherever needed. Unprecedented demand for cashless, contactless transactions and custom in-store solutions is driving the acceleration. Biometric authentication, including facial recognition, fingerprint scanners, and palm and vision modules, has become a critical differentiator for speed and security. Jabil combines biometric with AI-enhanced systems and next-gen optics to deliver seamless, secure experiences for every customer.
Our Services
Our team’s vision is to provide a 360° payment experience, making payment an enjoyable journey for our customers and their customers. From mobile POS design to merchant application integration, it is our mission to provide every customer with complete assistance and unwavering dedication.
Consulting
Guidance on payment architecture, transaction flows, and security mechanisms, leveraging experience across global banks, fintech, and retail industry user journeys.
Design
Customizable EMV modules to finished payment terminals, with manufacturing facilities on four continents and a resilient supply chain network.
Certifications
End-to-end management of EMV, PCI, and local certifications, including PCI 7 and transport standards, ensuring compliance for mPOS anywhere, anytime.
App Development
Development of payment apps and merchant applications, connected to POS or payment gateways, using SDKs and APIs for Android-based payments.
Integration
Seamless integration with acquirers, merchant service providers, and payment processors, adapting to in-store and online interfaces.
Terminal Management
Trusted Management System (TMS) for field operations, including key injection, security event handling, and digital receipt services.
How can Jabil solve your payment technology challenges?
Contact us.